SFSF
000
Independent Wealth & Health Planning

Build a Future
with Confidence

Helping individuals and families make informed decisions about wealth planning, financial protection and long-term wellbeing — through personalized, private guidance.

Shashini Fernando — private wealth and health planning advisor
Advisor
Shashini Fernando
Private Wealth
& Health Planning
0+
Clients Guided
0+
Planning Sessions
0+
Protection Strategies
0+
Years of Experience
Shashini Fernando — portrait
The Principal

Guardian of your financial legacy.

Shashini Fernando is an independent private wealth and health planning advisor. Her practice is built on a simple conviction: clients deserve unhurried, deeply personal guidance — the kind that treats their life, not just their portfolio.

No generic products. No corporate templates. Every plan is composed patiently — with attention to the specifics of family, ambition, obligation and season of life.

"True wealth is not merely accumulation — it is the quiet confidence of being prepared for what matters most."
Advisory Pillars

Comprehensive stewardship, quietly delivered.

Every engagement spans the full spectrum of planning — protection, growth, legacy and health.

01

Financial Planning

Holistic, personalized financial architecture aligned to your ambitions and season of life.

02

Wealth Protection

Defensive frameworks that safeguard capital across market shifts and personal transitions.

03

Health Protection Guidance

Independent guidance on funding critical health events without derailing long-term plans.

04

Education Planning

Fund the futures of the next generation with disciplined, tax-aware structures.

05

Retirement Planning

Design a retirement of dignity, freedom and continued relevance.

06

Family Financial Security

Ensure loved ones remain protected regardless of life's uncertainties.

07

Income Protection

Preserve earning power against illness, injury and unforeseen disruption.

08

Legacy Planning

Structured wealth transfer that honors intent and minimizes friction.

09

Investment-Linked Guidance

Education-first guidance on investment-linked structures and their trade-offs.

10

Critical Illness Planning

Prepare financially for the diagnoses no plan should encounter unprepared.

11

Life Protection Planning

Coverage strategies calibrated to obligations, dependents and legacy goals.

Why Choose

A practice built on discretion.

  • Personalized guidance for every engagement
  • Long-term client relationships, never transactional
  • Client-first approach with fiduciary mindset
  • Transparent communication, always
  • Tailored strategies — no cookie-cutter products
  • Ongoing reviews and quiet stewardship
  • Professional support at every milestone
The Journey

Your financial roadmap.

A composed, six-stage path from clarity today to long-term confidence.

01
Current Situation
A candid, private audit of where you stand today.
02
Goal Discovery
Clarity on what matters most, and by when.
03
Strategy Planning
A blueprint calibrated to your risk, tempo and life.
04
Implementation
Coordinated execution with licensed providers.
05
Regular Reviews
Continuous recalibration as life evolves.
06
Long-Term Confidence
The compounding calm of a well-run plan.
Planning Studio

An illustrative clarity engine.

A premium planning surface — adaptive to your currency and scaled from first savings to substantial wealth.

Currency
🇺🇸 US Dollar · USD
yrs
$
$
$
$
$
Illustrative Projections
Retirement Projection
$ 5,505,015
Toward Goal100.0%
Emergency Reserve (6 mo)
$ 27,000
Monthly Surplus
$ 5,500
Yearly Goal Contribution
$ 50,000

Figures are illustrative estimates assuming ~6% annual growth. Not financial advice; actual outcomes will vary with markets, taxes and personal circumstances.

Client Reflections

Trusted, quietly, by many.

"

For the first time, our financial life feels genuinely organised. Shashini's discretion is matched only by her precision.

Verified Client
Family Office Principal
"

The clarity we received in a single session outpaced years of fragmented conversations elsewhere.

Verified Client
Senior Executive
"

She listens like a friend, plans like an institution. Rare combination.

Verified Client
Business Owner
Common Questions

Answers, without fine print.

A private, no-obligation conversation to understand your circumstances, goals and current arrangements. You leave with clarity — whether or not we work together.
Guidance is educational and planning-oriented. Where regulated products are appropriate, they are arranged through appropriately licensed providers.
Formal reviews are typically semi-annual, with ad-hoc conversations any time life or markets warrant.
Client information is treated with institutional-grade discretion. Nothing is shared without your explicit written consent.
Yes. Encrypted video consultations are available globally, with in-person sessions in select cities.
Existing arrangements are reviewed as part of the planning process — never replaced without a clear, documented rationale.
Private Consultation

Begin the conversation.

Every engagement starts with a private, no-obligation discovery session.

Email
office@shashinifernando.com
Phone
+94 77 000 0000
WhatsApp
+94 77 000 0000
Location
Colombo, Sri Lanka
All communication is treated with institutional-grade discretion. Nothing is shared without your explicit written consent.